REFINANCE YOUR PRIVATE HOME LOAN WITH LOWEST RATES

Maximise savings for your Singapore private property by refinancing with promotional home loan rates and get cash rewards.

Be Rewarded

Legal Subsidies
Cash Rebates Up to $3,000
DollarBack Cash Reward
Up to $3,300
full rates

Why us?

Get the Lowest mortgage rates

As we have close working relationships with all major banks in Singapore and have a network of over 50 mortgage bankers, we are constantly updated with special refinance packages. Our mortgage consultants strategise to get you the best refinance package with your desired bank.

save during notice period

Refinancing your private home loan means having to serve a notice period of usually 3 months with your existing bank before your loan is brought over to a new bank. Reduce your interest costs during this period with our cash rewards offered in addition to the rewards provided by the bank you refinancing over to.

access Professional insights

Be informed global and local interest rate movements, and get advice on mortgage interest rate types (fixed or floating) with lowest risk in the long term. Our consultants analyse macro-economic factors and international interest rate trends to provide a logical and rational conclusion to recommend the best refinance package for you.

Why us?

Feature One

Our mortgage consultants can provide a comprehensive breakdown on your equity loan eligibility over a quick phone consultation all within a few hours.

Feature two

Different banks have varying internal approval processes for an equity loan. Our mortgage consultants will be able to select a specific bank with the highest approval probability as well as the best mortgage package available for your needs.

Feature three

All equity loans through DollarBack Mortgage enjoy cash rewards above the rebates / subsidies provided by banks. With the bank provided rebates, your upfront costs are fully covered which then leaves the additional cash rewards as a bonus which can be thought of increasing your equity loan amoun

Feature four

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Basic

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$10

/ per month

Get started

Advanced

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$20

/ per month

Get started

Plus

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$30

/ per month

Get started
BANK
LOAN TYPE
YEAR 1
YEAR 2
YEAR 3
3 YEARS AVG
YEAR 4
YEAR 5
YEAR 6
3M SIBOR
xx%
fixed
xx%
fixed
xx%
xx%
3M SIBOR
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
Board Rate
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
1M SIBOR
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
36M FIXED DEPOSIT
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
3 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
floating
xx%
floating
xx%
floating
Get rewards
4 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
floating
xx%
floating
Get rewards
5 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
Special Promo
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
BANK
LOAN TYPE
YEAR 1
YEAR 2
YEAR 3
3 YEARS AVG
YEAR 4
YEAR 5
YEAR 6
3M SIBOR
xx%
fixed
xx%
fixed
xx%
xx%
3M SIBOR
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
Board Rate
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
1M SIBOR
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
36M FIXED DEPOSIT
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
3 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
floating
xx%
floating
xx%
floating
Get rewards
4 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
floating
xx%
floating
Get rewards
5 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
Special Promo
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards

STILL UNSURE HOW TO GET REWARDED FOR YOUR HOME LOANS?

Learn how you can refinance to a lower home loan interest rate with us today.

Contact us

I want to maximise
my equity loan

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Get started

What our clients say…

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Frequently Asked Questions

Which bank's home loan is the best in Singapore?

The best home loan in Singapore is usually dependent on your loan amount and the amount of deposits or savings that you have with a specific bank. If you have most of your funds with a certain bank, the chances of getting the best home loan rate is very high. But do note that banks are competitive and are hungry for your business. Therefore, do check with a DollarBack Mortgage consultant on the best bank for your home loan.

When should I refinance my home loan?

The best time to refinance your home loan is after the teaser period of your existing home loan (usually 2 to 3 years from your first monthly instalment). Interest rates increase after the teaser period and do take note to start your refinancing process 3 months before your lock in period (if any) ends.

How long does it take for my refinancing to be approved?

Usually within 2 to 3 working days. If a certain bank is facing a very high number of applications due to a very attractive refinance package, approval can take up to 5 working days.

What are the fees for a private home loan refinancing?

The usual upfront fees are legal fees within the range of $1,800 to $2,300 depending on your loan amount and valuation fees which differ for different banks. You will be informed upfront of all legal and valuation fees together with cash rewards enjoyed by our mortgage consultants.

How soon will I receive my cash rewards?

Cash rewards from DollarBack Mortgage will be made via a bank transfer within 1 month from signing of the home loan letter of offer from a bank. Any rewards from the bank in the form of cash or subsidies will be as per the terms and conditions in the letter of offer which will be informed to you by our mortgage consultants.