LOWEST HOME LOAN FOR YOUR NEW PRIVATE PROPERTY IN SG

Gain special access to the lowest private housing loans in Singapore for your new home and get exclusive rewards.

Be Rewarded

Discounted legal fees
Up to $300
Shopping Vouchers
Up to $3,300
full rates

Why us?

Professional Mortgage advice

Be assured of securing the maximum home loan needed before placing the Option Fee for your new private property. Our preliminary IPA process can be done in as fast as 15 mins. Get bank indicated property valuations from us to ensure that you get a fair deal and be guaranteed of professional conveyancing through our partner law firms.

Customised Mortgage and rewards

Our mortgage consultants will recommend various strategies and negotiate for exceptional conditions for your mortgage with major banks in Singapore, to make sure you have the freedom and ability to meet your future property goals and be well prepared for any personal financial changes. Enjoy exclusive rewards offered by us for your new private home loan.

Hassle-Free Mortgage review

DollarBack Mortgage tracks the lock in period of your home loan for you so that you get alerted by our mortgage consultants before your lock in period ends. We then start the process of getting you the best home loan deal in Singapore so that you don’t pay a single day of higher interest.

Why us?

Feature One

Our mortgage consultants can provide a comprehensive breakdown on your equity loan eligibility over a quick phone consultation all within a few hours.

Feature two

Different banks have varying internal approval processes for an equity loan. Our mortgage consultants will be able to select a specific bank with the highest approval probability as well as the best mortgage package available for your needs.

Feature three

All equity loans through DollarBack Mortgage enjoy cash rewards above the rebates / subsidies provided by banks. With the bank provided rebates, your upfront costs are fully covered which then leaves the additional cash rewards as a bonus which can be thought of increasing your equity loan amoun

Feature four

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Basic

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$10

/ per month

Get started

Advanced

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$20

/ per month

Get started

Plus

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$30

/ per month

Get started
BANK
LOAN TYPE
YEAR 1
YEAR 2
YEAR 3
3 YEARS AVG
YEAR 4
YEAR 5
YEAR 6
3M SIBOR
xx%
fixed
xx%
fixed
xx%
xx%
3M SIBOR
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
Board Rate
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
1M SIBOR
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
36M FIXED DEPOSIT
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
3 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
floating
xx%
floating
xx%
floating
Get rewards
4 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
floating
xx%
floating
Get rewards
5 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
Special Promo
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
BANK
LOAN TYPE
YEAR 1
YEAR 2
YEAR 3
3 YEARS AVG
YEAR 4
YEAR 5
YEAR 6
3M SIBOR
xx%
fixed
xx%
fixed
xx%
xx%
3M SIBOR
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
Board Rate
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
1M SIBOR
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
36M FIXED DEPOSIT
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
3 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
floating
xx%
floating
xx%
floating
Get rewards
4 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
floating
xx%
floating
Get rewards
5 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
Special Promo
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
BANK
LOAN TYPE
YEAR 1
YEAR 2
YEAR 3
3 YEARS AVG
YEAR 4
YEAR 5
YEAR 6
3M SIBOR
xx%
fixed
xx%
fixed
xx%
xx%
3M SIBOR
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
Board Rate
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
1M SIBOR
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
36M FIXED DEPOSIT
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
3M SIBOR
xx%
xx%
1M SIBOR
xx%
36M FDR
xx%
Board Rate
Get rewards
3 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
floating
xx%
floating
xx%
floating
Get rewards
4 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
floating
xx%
floating
Get rewards
5 Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards
X Year Fixed
Special Promo
xx%
fixed
xx%
fixed
xx%
fixed
xx%
xx%
fixed
xx%
fixed
xx%
floating
Get rewards

Need more advice for your housing loan?

Let us help you get the best rates for your dream home today.

ContACT US

I want to maximise
my equity loan

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What our clients say…

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Frequently Asked Questions

What is the maximum loan and tenure for a private property?

The maximum loan to value (LTV) for your first private property in Singapore is 75% and the corresponding maximum tenure is 30 years. If you wish to extend your tenure up to the regulatory limit of 35 years, your LTV will then decrease to 55%.

How much CPF can I use as down payment for my private property?

The amount of CPF that can be used as the initial down payment will depend on the loan amount you qualify for. Assuming you qualify for the maximum loan amount of 75% of your purchase price and taking into account the mandatory 5% cash down payment required, the balance 20% can then be made with your CPF funds in your Ordinary Account (OA).

Why is a bank indicated property valuation important?

A bank provided property valuation determines the maximum housing loan amount for both a refinancing and new property purchase. While looking at recent resale transactions through publicly available sources can provide an indication, a bank indicated property valuation is the most accurate.

How much are the fees for a conveyancing law firm?

Our partner conveyancing law firms provide discounted fees which include CPF fees, mortgage stamping, stamp fees and GST. Legal fees range from $2,00 to $2,300 for a new private property purchase.