lowest home loan rates in singapore across 16 banks.

Lowest Home Loan Rates in Singapore across 16 Banks. Enjoy Cash Rewards for all property housing loans.

DollarBack Mortgage provides access to the best home loans in Singapore according to your specific needs.  We cover all aspects from buying your dream HDB or private condo to refinancing home loans to save on interest payments.

DollarBack Mortgage provides professional advice and access to the best home loans in Singapore, covering all aspects from buying your dream HDB or private condo, to refinancing your housing loans. Enjoy cash rewards and special conditions (e.g. waiver of penalty) with us.

DollarBack Mortgage provides professional advice and access to the best home loans in Singapore, covering all aspects from buying your dream HDB or private condo, to refinancing your housing loans. Enjoy cash rewards and special conditions (e.g. waiver of penalty) with us.

Latest SIBOR Rates

SIBOR Updates As At

get the best home loan deal

Help us understand your mortgage requirements, and we will recommend the lowest home loan across 145 packages from 16 banks in Singapore with all your needs checked. Get the best deal at the right time with market trends and insider information. Be the first to know if there's a better mortgage package launching in 3 days' time.

ACCESS RELIABLE VALUATION FIRMS & LAW FIRMS

Through our network of bank panel valuation firms, we provide you the highest bank accepted property valuation in as fast as an hour. Get a peace of mind for your conveyancing through our specially curated partner law firms with the highest efficiency, responsiveness and professionalism.

Highest cash rewards, lowest upfront fee

Maximise your interest savings with preferential legal fees for your new property purchase and cash rewards for a home loan refinance

Why us?

Be assured that you are getting the best home loan deal with professional advise

We don’t just recommend the lowest home loan rates across 145 packages from 16 banks, we go further and understand what is important to you for your mortgage needs. Tell us your specific wants and we will get you the lowest housing loan with all the boxes ticked.

Get market trends and inside information to stay ahead of everyone else and lock in the best deal at the right time. If there is a better mortgage package coming out 3 days later, rest assured you will be the first to know.

Save time finding bank property valuations or the headache of getting a trusted conveyancing law firm

Through our network of bank panel valuation firms, we provide you the highest bank accepted property valuation in as fast as an hour. Get a peace of mind for your conveyancing through our specially curated partner law firms with the highest efficiency, responsiveness and professionalism.

Highest cash rewards, lowest upfront fee

Maximise your interest savings with preferential legal fees for your new property purchase and cash rewards for a home loan refinance

be rewarded

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Cash incentives

Get cash rewards based on your loan amount for a home loan refinancing and discounted legal fees for a new property purchase.

Fees Rebates

All banks pay us a standard fee when your mortgage comes through DollarBack Mortgage. We give a portion of those fees back to you, simple as that.

Across Multiple Banks

DollarBack Mortgage cash rewards are offered for any mortgage taken from over 16 banks in Singapore

How it works?

01

Identify Your Needs

Let us know if you are looking to refinance a home loan, getting a mortgage for your new property purchase or need assistance with an In Principle Approval (IPA). Our mortgage consultants will deep dive to explain and find out if you require specific features like a waiver due to sale, partial redemption without any penalties or a free conversion option. We will also perform Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR) calculations to let you know the indicative mortgage loan amount you qualify for.

02

Select the best package

Through our close network with over 16 banks, we get access to over 145 promotional mortgage packages available in the market on a monthly basis. We will explain what the different interest rate packages mean such as a fixed rate and a floating rate (SIBOR, Board Rate & Fixed Deposit Rate (FDR)). 

Our mortgage consultants will help you select the lowest home loans in Singapore by explaining the underlying differences between each housing loan option. A breakdown of monthly instalments and interest costs will be provided together with an overview of the home loan fees applicable.

03

Submit your application

Once a specific mortgage package is selected, a home loan specialist from the bank (we work with DBS, OCBC, UOB, Maybank, HSBC, Standard Chartered and 10 other banks in Singapore) will be personally assigned to process your home loan application.

At this point, both a DollarBack Mortgage consultant and the bank's home loan specialist will provide consistent updates on the progress of your application. Upon approval, the bank's letter of offer will be explained by the home loan specialist.

04

Conveyancing process

After the bank's letter of offer has been signed, a partner law firm will contact you directly to explain the legal processes and requirements. Our panel of law firms work with almost all Singapore banks.

05

Consistent review

If there is a lock in period for your home loan, we will send an update for a review of your interest rate once your lock in period ends.

For BUC properties which do not have a lock in period in the mortgages, we will review your interest rates once TOP of your development is reached and once again at issuance of CSC.

How it works?

01

Identify Your Needs

Let us know if you are looking to refinance a home loan, getting a mortgage for your new property purchase or need assistance with an In Principle Approval (IPA). Our mortgage consultants will deep dive to explain and find out if you require specific features like a waiver due to sale, partial redemption without any penalties or a free conversion option. We will also perform Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR) calculations to let you know the indicative mortgage loan amount you qualify for.

02

Select the best package

Through our close network with over 16 banks, we get access to over 145 promotional mortgage packages available in the market on a monthly basis. We will explain what the different interest rate packages mean such as a fixed rate and a floating rate (SIBOR, Board Rate & Fixed Deposit Rate (FDR)). 

Our mortgage consultants will help you select the lowest home loans in Singapore by explaining the underlying differences between each housing loan option. A breakdown of monthly instalments and interest costs will be provided together with an overview of the home loan fees applicable.

03

Submit your application

Once a specific mortgage package is selected, a home loan specialist from the bank (we work with DBS, OCBC, UOB, Maybank, HSBC, Standard Chartered and 10 other banks in Singapore) will be personally assigned to process your home loan application.

At this point, both a DollarBack Mortgage consultant and the bank's home loan specialist will provide consistent updates on the progress of your application. Upon approval, the bank's letter of offer will be explained by the home loan specialist.

04

Conveyancing process

After the bank's letter of offer has been signed, a partner law firm will contact you directly to explain the legal processes and requirements. Our panel of law firms work with almost all Singapore banks.

05

Consistent review

If there is a lock in period for your home loan, we will send an update for a review of your interest rate once your lock in period ends.

For BUC properties which do not have a lock in period in the mortgages, we will review your interest rates once TOP of your development is reached and once again at issuance of CSC.

all about the rates

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Enjoy the benefits like our valued clients have

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Daario Naharis

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