DollarBack Mortgage provides professional advice and access to the best home loans in Singapore, covering all aspects from buying your dream HDB or private condo, to refinancing your housing loans. Enjoy cash rewards and special conditions (e.g. waiver of penalty) with us.
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Help us understand your mortgage requirements, and we will recommend the lowest home loan across 145 packages from 16 banks in Singapore with all your needs checked. Get the best deal at the right time with market trends and insider information. Be the first to know if there's a better mortgage package launching in 3 days' time.
Through our network of bank panel valuation firms, we provide you the highest bank accepted property valuation in as fast as an hour. Get a peace of mind for your conveyancing through our specially curated partner law firms with the highest efficiency, responsiveness and professionalism.
Maximise your interest savings with preferential legal fees for your new property purchase and cash rewards for a home loan refinance
Let us know if you are looking to refinance a home loan, getting a mortgage for your new property purchase or need assistance with an In Principle Approval (IPA). Our mortgage consultants will deep dive to explain and find out if you require specific features like a waiver due to sale, partial redemption without any penalties or a free conversion option. We will also perform Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR) calculations to let you know the indicative mortgage loan amount you qualify for.
Through our close network with over 16 banks, we get access to over 145 promotional mortgage packages available in the market on a monthly basis. We will explain what the different interest rate packages mean such as a fixed rate and a floating rate (SIBOR, Board Rate & Fixed Deposit Rate (FDR)).
Our mortgage consultants will help you select the lowest home loans in Singapore by explaining the underlying differences between each housing loan option. A breakdown of monthly instalments and interest costs will be provided together with an overview of the home loan fees applicable.
Once a specific mortgage package is selected, a home loan specialist from the bank (we work with DBS, OCBC, UOB, Maybank, HSBC, Standard Chartered and 10 other banks in Singapore) will be personally assigned to process your home loan application.
At this point, both a DollarBack Mortgage consultant and the bank's home loan specialist will provide consistent updates on the progress of your application. Upon approval, the bank's letter of offer will be explained by the home loan specialist.
After the bank's letter of offer has been signed, a partner law firm will contact you directly to explain the legal processes and requirements. Our panel of law firms work with almost all Singapore banks.
If there is a lock in period for your home loan, we will send an update for a review of your interest rate once your lock in period ends.
For BUC properties which do not have a lock in period in the mortgages, we will review your interest rates once TOP of your development is reached and once again at issuance of CSC.